Every year, Florida suffers from natural events that affect a large portion of its residents, such as hurricanes and storms. Therefore, although many choose to live in this state for its natural beauty and commercial activity, it is essential to have insurance to cover damages caused by these natural events.
However, although there are many insurance companies, in some cases their policies only cover a portion of the consequences that a hurricane or storm can leave in its wake. Insurance agents often look for ways to save the company money, which often means paying as little as possible in claims. In the worst cases, claims are denied outright.
As a result, more people are turning to professionals to represent them before insurance companies to recover losses in the event of property damage to their homes or commercial buildings.
Claims Pacific’s public adjusters, with more than 15 years of experience in the field, will seek the best settlements so you don’t have to worry about the integrity of your home or business.
What damages should an insurance policy cover?
With this in mind, it is vital to note that a storm claim can cover many things. However, it is generally assumed that a policy for this type of damage would cover the following:
- Roof damage.
- Water damage to walls, floors, or ceilings.
- Water and wind damage to windows and doors.
- Water and wind damage to jewelry, clothing, appliances, and furniture.
- Damage caused by trees and their limbs or shrubs.
- Debris removal.
- Damage caused by fires or explosions resulting from a hurricane or other severe weather event.
Hire specialists and insure your property
Despite the above, the sad truth is that many insurance adjusters will look for excuses to pay an inadequate settlement or nothing at all, leaving the homeowner with damaged property and few options to improve their situation.
Hence the need for insurance claims experts: public adjusters. If you want to move the process as quickly as possible and avoid the risk of loss, trust the work of our public adjusters who will work to get the best settlement with the insurer.
Want to know more about what we do? Contact us and we will give you all the details.
