Florida is located in an area that is subject to various weather phenomena as storms and hurricanes. Therefore, it is necessary to be prepared in case it is necessary to make a homeowner’s insurance claim for damage caused by storms and hurricanes. Do you know what to do if you find yourself in this type of emergency? Claim Pacific can tell you more.
Storms and hurricanes can cause serious damage to our Florida homes, including roof, wall, and moisture problems. Our recommendation is that if you experience a similar incident, you should file an insurance claim in Orlando to receive fair compensation.
Things to consider when filing a windstorm and hurricane claim
Review your insurance policy
First, Claim Pacific suggests that you review and verify what type of coverage you have, what deductibles you must pay, and what documentation you need to file your claim in Florida. Keep in mind that some insurance policies cover damage caused by wind, flooding, downed trees, or loss of use of the home.
Contact your insurance company as soon as possible
You should then contact your Orlando homeowners insurance company and report the storm or hurricane damage to your property. Be prepared to provide your policy number, contact information, and a general description of the damage to your Florida home.
Document the damage
Try to keep a record of the storm or hurricane damage with photos, videos, receipts, invoices, or any other evidence you have. Make an inventory of damaged or lost items and keep a copy for yourself. Do not discard or repair anything until an insurance adjuster has inspected your Miami property.
Follow the adjuster’s advice
The adjuster is the person who assesses the loss and determines the amount you are entitled to. You can request copies of the appraiser report and read them carefully. Claim Pacific recommends that you hire a team of professional public adjusters to handle this process on your behalf.
Receive your claim payment
Once you have completed these steps, you will receive your Florida storm or hurricane claim payment, which will allow you to repair or replace damaged items. If you agree with the amount offered by the insurance company, you can sign a release and receive the check. If you disagree, you can negotiate a better offer or appeal the decision with the help of a Claim Pacific public adjuster.
Do you need help filing an insurance claim in Miami for a weather-related loss? Claim Pacific’s public adjusters are ready to support you.
