We are often asked: How do I make an insurance claim in Florida? Especially when you live in a state like Florida, having a homeowner’s insurance policy is practically indispensable. However, you should know that having insurance in Florida is not the only thing you should be looking for, although it will be vital to have the support of Claim Pacific’s team of public adjusters. You must have insurance coverage to be able to file claims with the companies that provide this type of service. Want to know what the main reasons are for filing an insurance claim in Florida? Keep reading!
Our team of specialized public adjusters in Miami works with different types of claims that require your property insurance to protect you. We know that dealing with insurance companies can be tedious and complicated, but at Claim Pacific we are prepared to be your ally in every process: we want to get you fair compensation in the shortest possible time.
Take note of the situations in which you should claim your insurance in Miami!
Damages to claim to the insurance company
Storm or hurricane damage
This type of natural disaster is common in Florida. That is why it is so common for residents of this area to locate public adjusters to have a backup in case of an emergency. The extent of damage caused by this type of event will depend to a great extent on external agents and can cause severe damage to properties. Problems with roofs, columns, windows, as well as damage to electrical systems, and flooding, are some possible damages.
Water damage
Water damage is very common in homes and businesses in Florida. It is most often caused by clogged pipes, burst air conditioning ducts, clogged toilets, kitchen flooding, rusty pipes, and old plumbing systems.
As public adjusters, we at Claim Pacific know that this damage can cause a total or partial loss of appliances and humidity, and most importantly, it can compromise and weaken structures.
Don’t let water damage take away your peace of mind. Contact us and we will make sure your insurance provides you with the support you need in the event of such a claim.
Fire damage
Fire damage is as damaging as it is common, and it can occur for a variety of reasons. We know that fires can cause great disasters, affecting the structure of the place and causing partial or total loss of your property.
Depending on the intensity of the damage, the Miami public adjuster team will analyze it to make the appropriate claim.
Mold damage
The danger of this damage is that it can easily appear and even go unnoticed. Microorganisms can survive on any surface and can reproduce in less than 24 hours. Mold is hazardous to your health and must be immediately removed as it can cause asthma, allergies, and other respiratory complications.
Do you have mold damage in your Florida home and need your insurance to pay for the repairs? We can help make that happen.
Flood damage
Flooding can occur for many reasons, including plumbing problems, storm or hurricane damage, or even infrastructure collapse. At Claim Pacific, we file the appropriate insurance claim and seek fair compensation in Miami.
Damaged roofs
Homeowners can experience a wide variety of roof damage, including leaky roofs, structural issues, shifting shingles, sinkholes, holes, and more. As your team of public adjusters in Florida, we are dedicated to evaluating the scope of your homeowner’s insurance in Miami to ensure that you can receive adequate compensation for your situation.
Smoke damage
Smoke can have an unpleasant odor and can even interfere with your breathing because it easily sticks to surfaces such as furniture and damp areas. Our experience is that its removal can be very complicated if it is not dealt with in time.
If you are experiencing smoke damage, we recommend that you get a free inspection to help you file the corresponding insurance claim. Contact the professionals at Claim Pacific and leave it all in our hands!
