On several occasions, you will probably need to claim with your Miami homeowners insurance company for some damage to your property or for preventive reasons. You are probably wondering how to fill a claim with your insurance company. Therefore at Claim Pacific, we have the definitive answer to this question.
First, for any property insurance claim in Florida, it is essential to have as much evidence as possible regarding the problem so that the insurer cannot deny the claim due to poor support. It must be evident that the event was sudden and should be covered by the policy.
Our further recommendation is that you contact a team of public adjusters in Florida, external to the insurance company so that you can have the necessary advice and support to respond to anything that the insurance company may argue. It is also helpful to know the specific scope of your policy.
The following steps relate to the specific actions that the insurance company will take to verify the need you express in your application:
What to do next?
Once the insurance company receives your claim, it will send an adjuster to review the damage to the property. The adjuster will determine if you will receive money through a settlement to make repairs or a total loss payment.
The adjuster will inspect your property in detail and interview you about the damage and the property’s condition before the problem. However, keep in mind that this adjuster works for the insurance company. In your case, it will be helpful to count on one of Claim Pacific’s public adjusters to effectively submit the claim to the insurance company.
How long will you have to wait?
Many factors go into determining how long it will take your insurance company to calculate the damage payment and approve the submitted claim. These are essentially the following:
- The extent of the damage.
- The time it takes to send a public adjuster in Miami.
- If you and the insurance company can agree on an adequate amount to compensate you for the damages.
- The deadlines set by state law for the insurance company to follow up on the claims process.
At this point, it is relevant to note if you believe your claim was unfairly denied or you did not receive appropriate compensation, you can contact Claim Pacific’s public adjusters to proceed for adequate support for your needs.
We have trained personnel to attend to your insurance claim. In addition, in the event of a loss or damage affecting your home, we are here to assist you through every step of the process. Our main goal is to ensure that you obtain fair compensation in the shortest possible time and that, in addition, you can have peace of mind.
