Mold in Florida is a type of fungus frequently found in homes because it appears as a result of the presence of moisture. Although it is common, its effects on the health of our families are significant. Therefore, if you have mold on your property in Florida, you may need to know how to claim a mold damage insurance claim to get support in getting rid of this problem.
For this reason, from the Claim Pacific team, we have prepared a list of tips for you to proceed in case you have mold in your home, and in case you have already confirmed the presence of this fungus in your home.
What to do to file a mold insurance claim?
Before filing a mold damage claim in Miami, it is vital to carefully read your insurance policy. If you are unsure about the scope of your policy, consult with expert Miami public adjusters to ensure that your mold problem can be completely eradicated from your home.
A mold claim in Miami that ends up being approved could save you a good amount of money in repairs. Therefore, consult our Claim Pacific adjuster specialists to detect and fix any mold problems before they spread further throughout your property.
If you believe you have the basis to file a mold claim, it is best to act quickly. Otherwise, your insurance company may argue the mold damage could have been prevented if you had acted sooner. So, as soon as you detect the damage, start documenting, with photos and video, everything you observe. Then contact us to pursue the claim.
Types of mold insurance coverage in Florida
The losses covered by insurance claims will depend on whether the mold affects not only the home but also the health of the residents. From our experience at Claim Pacific as public adjusters in Miami, some of the issues that policies typically insure against are as follows:
- Temporary housing if the home is not habitable.
- Paying professionals for a mold inspection report.
- Replacement of personal property ruined by mold or mildew.
- Removal of all traces of mold on all surfaces.
- Repair or replacement of wood structures.
Whether you are convinced or suspect that you have mold in your home, consult our professionals at Claim Pacific for a visit and evaluation of your home’s condition. We will guide you every step of the way to help you get the help you need to protect your home and family. Contact us!
