Many last-minute problems could affect your home. However, the most complicated to solve are those caused by water since they are usually costly and take time to repair. If mold is involved, the insurance claim could become complex, but it is still possible to conduct.
Here, from Claim Pacific, we tell you what you need to know about your insurance coverage and in which cases you can make an insurance claim in case of a mold problem, which is a consequence of water leaks.
When is water and mold damage covered?
Most Florida homeowners’ and renters’ policies cover sudden and accidental water damage. These include cases of burst pipes, overflows, or water leaks.
Likewise, if an item or area is found to be damaged by mold, it may also be covered by insurance as long as the claim has sufficient evidence of the root cause of the problem. If an area of your home has mold and you fear for your family’s health, contact a team of public adjusters in Miami to file a claim with your insurance company and secure funds for repairs.
At Claim Pacific, we have the experience and tools to handle any claim of this type. We make sure the insurance company compensates you for the damages caused by this annoying fungus.
What to do if I need to make a mold claim?
If you consider that you have the collateral to make a mold claim in your home in Orlando, immediately contact our specialists at Claim Pacific to evaluate the available alternatives.
Then, these are the steps you should follow:
Inform your insurer as soon as possible
Don’t wait too long between the moment you detect the damage and your notification to your insurance company. The more time that passes, the more complicated it will be to file a claim.
List all ways your property was damaged
If possible, take photographs or record the damage before making any repairs. Don’t dispose of any damaged items until your adjuster has seen them.
Make temporary repairs to your home and belongings
You can make minor repairs that are not permanent until the insurance company in Florida makes the corresponding visit. Also, keep the receipts of the materials you used and bought to carry out the repairs.
Do you have questions about how to proceed with an insurance claim in Miami? Contact us. At Claim Pacific, we are specialists in public adjusters, and we will gladly put everything related to your claim in order.
