Mold in Florida homes can be a difficult problem to solve without the help of professional remediation experts and without the financial resources to purchase all of the tools needed to repair the damage. This is why filing an insurance claim for mold damage is vital to any property owner in Orlando.
Do you know the main reasons why you should file a claim with your property insurance company if you find mold and mildew in your property? Here are the top reasons from Claim Pacific.
Take note of these!
Why file an insurance claim if there is mold on my property?
It can cause structural damage
Having mold in your Florida home is always a concern. In the long run, this fungus can cause structural damage to your Orlando property, such as deteriorated walls, floors, ceilings, insulation, air ducts, and HVAC systems. This damage may require costly repairs or replacements that will affect the value of your home. If you need help filing an insurance claim in Miami, contact the experts at Claim Pacific – we will be happy to assist you.
Health effects
If someone in your family has pre-existing respiratory problems, having mold can worsen them. In order to get fair compensation and proper remediation, it is important to contact an expert public adjuster when filing an insurance claim.
Mold can cause symptoms such as allergies, asthma, respiratory problems, nausea, dizziness, and fatigue. Don’t wait for the situation to get worse, contact Claim Pacific’s public adjusters today.
Damage to personal property
Because of the constant presence of humidity, mold can damage your belongings such as furniture, clothing, appliances, books, and items of sentimental value. These can be lost or ruined by mold and need to be replaced or restored. A public adjuster has the ability to work out the highest possible compensation with your property insurance company in Florida to make this possible.
Legal risk
If you own a property to rent or sell and it has mold damage, you may face legal consequences. Tenants or buyers may sue you for exposing them to mold and causing damage to their health and property. Based on our experience at Claim Pacific, we recommend that you remediate mold damage in your Orlando property to avoid compensation or fines if you fail to meet health standards.
A sign of underlying problems
Mold damage can be an indicator of other underlying problems in your Florida home, such as water leaks excessive moisture, leaks, or construction defects. These problems can worsen over time and cause further damage if not identified and repaired in a timely manner.
Poor quality of life
Mold can become an obstacle to the enjoyment and comfort of your home. Mold can be the cause of odors, stains, discoloration, and deterioration of your indoor environment. Mold can also affect your mood and psychological well-being. In the long run, mold can cause stress and anxiety.
This is why filing a mold insurance claim in Florida is essential. We recommend that you hire a professional and experienced public adjuster to represent you and negotiate with the insurance company on your behalf if you need help filing your claim and getting the maximum compensation possible. At Claim Pacific, we are ready to do just that.
